The advice practice, reimagined.
Built on the latest coding architecture from the ground up, fp one is truly intelligent software that uses AI only where it's needed to do the heavy lifting. With one focused platform, fp one is designed to transform your practice, your team and your clients' engagement.
The features that set it apart. All in one platform.
Paraplanning assistant
AI file notes
Client portal fact-find
Secure client chat
Financial Health Check
Two-downturn stress test
Monte Carlo
Smart Budget
Workflows & reminders
Practice insights
Knowledge & compliance
Closed-loop strategy
Every entity, one projection
Product research
Platform datafeeds
Insurance datafeeds
Age Pension modelling
Impact of advice
Present mode
Automated compliance
Insurance needs analysis
Rebalance to model portfolios
Tax, line by line
Client due diligence
Client education guides
From portal to implementation. One record, automated at every step.
fp one is designed around how advice actually happens. Every step reads and writes the same client record, so nothing is re-keyed, documents are built from the record, and the next review starts from what was actioned and completed.
- 01ClientAutomated
Client portal
Onboarding and every review start here.
- Online fact-find, flagged for the adviser to verify
- Review preparation pre-filled from the record
- Risk profile answered online
- 02AI draftsAdviser approves
Meeting
Upload a Zoom or Teams recording, or any meeting audio, with consent first.
- A draft file note lands for review
- Approved meeting actions become tasks
- 03Code
Strategy & modelling
Every recommendation is a modelled action.
- Current versus recommended, year by year, under Australian tax, super and Age Pension rules
- Alternatives compared side by side
- Impact of advice: tax, interest and cover costs
- 04CodeAI draftsAdviser signs off
SoA or RoA
Built from the record, never retyped.
- SoA or RoA chosen by clear, stated rules
- Every figure printed by code; the paraplanning assistant drafts the reasoning
- Frozen, versioned and published to the client's portal
- 05AdviserAutomated
Implement
Approved advice becomes the client's new position.
- One click: the approved advice updates the client file
- The annual review workflow runs on a schedule
- Wealth progress tracks every review from here
Implement, and the next review starts from what was actioned and completed.
Leverage the latest technology for high-performance teams.
Adviser's experience and value respected
The adviser leads the advice and signs it off. fp one takes away the re-keying and assembly, so the adviser's time goes on judgement, the client and the advice itself.
Paraplanning, reimagined
Admin support and paraplanning are designed to work differently. Documents assemble from the record, and the paraplanning assistant drafts the reasoning for the adviser to review.
Admin staff skill up
Admin staff move into true client service: working with the adviser on the advice, preparing review meetings and implementing what was agreed. Every step is a guided workflow on one record.
A game changer for outsourced teams
Practices with outsourced staff can focus training on what actually adds value: the client experience, with increased efficiency, automation and reduced errors.
Technology that truly supports the complex advice practice.
AI. Let's talk about the elephant in the room.
fp one is built from the ground up on deterministic code around one client record, which maximises efficiency and automation. This means that fp one is not overly reliant on AI. AI is used where it adds the most value to advisers.
Deterministic code first, AI second.
No tokens- CRM & database
- Modelling engine
- Tax & social security
- Financial Health Check
- Insurance needs
- SoA & RoA assembly
- Advice-text library
- Workflows & reminders
Same inputs, same answer, every time. fp one's calculations are done by code, not AI. The tax, super and Age Pension rules are checked against 595 examples worked out by hand from the legislation, and every release is tested on sample households to make sure every dollar adds up. AI is never asked to do the maths.
AI fills the gaps
Client work · called on demand- AgentMeeting notes
- AgentParaplanning
Because AI is called only for set tasks like these, AI costs are likely to be more sustainable into the future.
- Agent · segregatedCouncil researchPractice turn-key
Early access opens in 2027.
Get in touch to learn more about our technology, access options and a full run-through of the fp one software.